Request To Call (RTC) as per S49 of the Consumer Credit Act 1974 (CCA)
Small cash loans of £100 to £500 for new customers
(and up to £1000 for existing customers)
All applications are subject to an Affordability Assessment from our Open Banking System and Credit Checks from Transunion. If you are on Benefits and part is Permanent Independance Payment (PIP) unfortunately due to new UK Government legislation, we can not include (PIP) payments as part of your Regular Income
Existing customers please re-apply here if you require another Loan
What is Home Credit Personal Loans
Home credit (often known as “Home Collected Credit”) is a form of a cash loan that has existed in the UK since the early 1900s. But this doesn’t mean that the service you get is “old-fashioned”. Far from it. We take pride in making sure you get a truly personal service.
This form of lending means:
Small cash loans of £50.00 to £500.00 for new customers (and up to £1000.00 for existing customers) subject to an Affordability Assessment from our Open Banking System and a Credit Check from Transunion, If you are on Benefits and part is Permanent Independance Payment (PIP) unfortunately due to new UK Government legislation, we can not include (PIP) payments as part of your Regular Income
Loans are arranged on a face to face basis by us visiting you in the comfort of your home or at our office
Repayments are a fixed weekly amount for a fixed number of weeks (typically 13 to 52)
Repayments are made by Standing Order, Continuous Payment Authority from your Debit Card or by us calling on you at a convienient day and time
No hidden costs or charges – even if you miss a payment or two
Consider Home Credit rather than a Payday Loan
If you have used or have been tempted to use a payday loan to satisfy a need for a small cash sum (perhaps to meet an emergency need or a blip in your budgeting) then you’ll probably be pleasantly surprised by the convenience and cost of home credit as an alternative.
Other Benefits of Home Credit
You don’t need:
a bank account
perfect credit (although you can’t have been bankrupt, or a Debt Relief Order an IVA or be in a Debt Management Arrangement in the last 6 years)
to own your home
a guarantor
As with all types of loans you will need to demonstrate that you can afford the repayments. The agent who visits you after you have applied will run through your income and outgoings to ensure that making repayments will not put you under any undue financial stress.
Home credit is a face to face business our agent will make weekly visits to your home to collect payments. This personal approach has many advantages over the faceless methods used by providers of other types of loans. It means you are dealing with someone who is more likely to understand your personal situation and who can make decisions there and then on your behalf, something that would be impossible if you dealt with a call centre operator.
Door 2 Door Finance and Sales are committed to providing the best deals for you, and be transparent with all our communications and dealings with you.
We offer a simple, easy way to apply for a loan, all Loans are subject to an Affordability Assessment
Even though we are a small business we are experts with Home Collected Credit Loans, with many years of experience, we can call to the comfort of your own home for a private consultation.
Authorised and Regulated by The Financial Conduct Authority FRN 674741
