None of us enjoys thinking about a time when we won’t be around anymore, but neither do we want to leave our families a burden of cost and organisation at a time when they will need peace to grieve.
Providing for your Funeral in Advance
Taking a decision now to plan for your funeral and to cover its costs at today’s prices allows you to remove potential anguish for your family and get on with living your life to the full, without having to worry about what happens afterwards.
Funeral costs are going up every year. The average cost of a funeral is now £3,693 – an increase of 92% in 11 years. If this trend continues, the average cost of a funeral in 2020 will be £4,620*.
Paying in advance for your funeral is a sensible decision that will save money, benefiting your family or estate.
* SunLife Cost of Dying Report 2015
Peace of mind for you and your loved ones
A Funeral Plan is a totally secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss and at no extra cost to your loved ones. It also means that any wishes you have for the arrangements will be carried out in accordance with your instructions.
When you take out a Funeral Plan, you have the reassurance that your money is protected. Your money is invested with a view to ensuring that, whatever happens, there will be sufficient funds available for your funeral to take place as specified – providing a hedge against inflation, rising costs, or any change to Golden Charter’s company status.
When you choose to pay by fixed monthly payments, your plan is funded by investment in a life assurance policy with one of the UK’s leading life assurance companies. With this method, the sum required for your funeral is guaranteed as long as you continue to make the monthly payments.
Planning your Arrangements
You can choose from a number of standard options to match your budget and preferences, and specify particular requirements within those options. At any stage we’ll be happy to assist you in your choice and answer any questions you may have in a sensitive manner.
If your requirements are straightforward and you wish to make a single payment then this can be completed online. More detailed arrangements naturally require discussion and can be done by filling in an online form and/or talking to our advisors. You can be assured of a professional and sympathetic response.
Will included in your plan
When arranging your funeral plan, it’s a good idea to make sure you have a Will in place and that it’s up to date – that’s why a Will is included within your plan. A Will lets you safeguard the important things in your life, for the people you love. It allows you to specify who inherits your money, property, possessions, personal mementos or charitable donations.